About Us...
Philip X. Tirone
An expert in residential home financing, Philip X. Tirone has a unique background in difficult-to-obtain loans, having started his career working with borrowers with stated income and/or low credit scores. Philip founded The Mortgage Equity Group (The MEG) and specializes in educating borrowers to increase their credit scores so they qualify for optimal loan programs. A non-traditional mortgage company composed primarily of team members committed to providing each homebuyer with specialized time and services unique, The MEG complements traditional mortgage services with innovative programs aimed at reducing mortgage payments and maximizing buying power.
Philip excels at developing innovative strategies to simplify the mortgage process. He authored the 7 Steps to a 720® Credit Score, a book that teaches consumers to raise their credit scores and lower their interest rate. He also created the 7 Steps to 720® Licensing Program in which he trains mortgage planners nationwide to help improve their clients' credit scores and lower their mortgage payments. As well, he established the 7 Steps Foundation, a fund that allocates resources to help low-income Americans increase their credit scores. Most recently, he created The Home Loan Maximizer™, a program that allows home-owners to purchase larger homes while maintaining the same monthly payments. His Complete Financial Navigator™ analyzes his borrowers’ needs and financial picture, thereby helping borrowers overcome barriers to achieving their real estate goals. As a frequent guest lecturer at the University of California Los Angeles, Philip has authored and delivered numerous speeches about avoiding the "Mortgage Lifestyle Dilemma," a phrase he coined to describe an emotional buying decision that results in overextension and a life that revolves around high mortgage payments.
Philip has been featured in the Los Angeles Times, New York Times.com, Wall Street Journal, Newsday, Woman's World Magazine, San Francisco Chronicle, Bottom Line Magazine, Bankrate.com, among others. He was recently featured in the New York Times bestseller, Secrets of the Young & Successful. In 2008, he will be featured in Dan Sullivan’s new book, Industry Transformers, which identifies eight individuals having a profound impact on their industry by creating meaningful ways for clients to bypass bureaucracy and red tape.
Named Arizona State University’s Man of the Year in 1994, Philip currently resides in Los Angeles with his wife, Lily, daughter, Ava, and son Dominic.
Lupita Solis
Lupita Solis has 25 years’ experience as a processor/underwriter for mortgage companies, always working with top producers who carry heavy volumes. She formerly financed loans in resort destinations in Mexico under the purview of one the country's top mortgage companies. She joined the Mortgage Equity Group two years ago, bringing to the table her dedication to providing specific and focused detail to each and every client. Fluent in Spanish, Lupita is current working toward her real estate license. She lives in Los Angeles with her husband and grandson.